Today verses illustrate that wisdom and money will always give someone an advantage, but wisdom is still far greater than wealth:

Ecc 7:11  Wisdom is even better when you have money. Both are a benefit as you go through life.

Ecc 7:12  Wisdom and money can get you almost anything, but only wisdom can save your life.

Unless someone is responsible, money is pointless.  As the saying goes “The fool and his money soon parted”.  Anyone can spend money, there’s no shortage of stuff to waste our money on, but a wise person with money is far more prosperous that a fool with money.  The wise person invests their money while the fool can’t wait to spend it all.